TEAM 1 RESTORATION, Inc. is a turnkey construction company. It is important that our clients understand the insurance settlement and construction process in order to better understand what must happen before you are able to return back to your home. The insurance settlement and construction process involves 3 phases. Each phase is described below.
PHASE 1:
1.) Determine if there are any hazardous materials such as asbestos or lead that must be abated. This is done by using industrial hygienists and labs that test such materials.
2.) Estimate the repairs needed from water or fire damage. This is accomplished by using a program called Xactimate. (see estimating tab under construction services)
3.) Meeting with insurance adjuster to discuss repairs.
4.) Doing investigative demolition such as opening up walls and ceilings to expose hidden damage.
5.) Meeting with city or county inspectors to determine code upgrades. Code upgrades are what building departments require you to improve during the reconstruction of your home so that your home meets current building code standards.
6.) The drawing of plans using architects and structural engineers.
7.) Submitting plans to city or county for approval.
8.) Revising repair estimate to include all necessary corrections required by city or county building department.
9.) Pull building permit.
PHASE 2:
1.) Receiving agreed upon insurance settlement from insurance company.
2.) Meeting with property owner to discuss repairs.
3.) Discuss with property owner the materials used in repairs. (i.e. paint colors, flooring, cabinets, wall textures, plumbing and electrical fixtures, etc.)
PHASE 3:
1.) Abatement of hazardous materials should they be present.
2.) Demolition of all damaged property.
3.) Repairs of damaged property.
4.) Coordination of all city or county building inspectors and mortgage company inspectors through the course of construction.